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Estimate your 2025 Child Tax Credit, Additional Child Tax Credit, Credit for Other Dependents, and Earned Income Tax Credit (tax year 2025, filed in 2026). This is a simplified planning estimate, not a completed tax return.
| Item | Amount | Notes |
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CTC / ACTC / ODC: IRC §24; Schedule 8812 (2025) instructions; Rev. Proc. 2024-40. CTC is $2,200 per qualifying child under 17; ODC is $500 per other dependent; combined CTC+ODC phases out $50 per $1,000 (or fraction) of MAGI over $200,000 (Single/HOH/MFS/QSS) or $400,000 (MFJ), computed on the combined pre-phase-out total. Up to $1,700 per qualifying child of the CTC is refundable as the Additional Child Tax Credit, limited to 15% of earned income over $2,500. This tool assumes the full nonrefundable CTC/ODC is usable against tax liability and does not model your actual tax liability, other nonrefundable credits competing for the same liability, or the Schedule 8812 worksheet's exact ordering rules — those require the full return.
EITC: IRC §32; Schedule EIC (2025) instructions; Rev. Proc. 2024-40 (investment income limit of $11,950 for 2025). The maximum credit, phase-out start, and phase-out completion amounts by number of qualifying children have been verified against the official Rev. Proc. 2024-40 table; the phase-in/phase-out rates are the statutory IRC §32(b)(1) rates. This tool uses a continuous formula rather than the official $50-increment Schedule EIC table, so results can differ from the official table by a small amount.
This tool provides a simplified, educational estimate only. It is not tax advice, not a guarantee of any refund or credit amount, and does not constitute a completed Form 1040, Schedule 8812, or Schedule EIC. It does not account for: your actual federal tax liability and how nonrefundable credits apply against it; other credits that may compete for the same nonrefundable-credit space; the Alternative Minimum Tax; residency, support, and relationship tests for each dependent beyond age; EITC-specific disqualifications such as a prior improper EITC claim, married-filing-separately restrictions, or the "qualifying child of more than one person" tie-breaker rules; the exact IRS EITC table (which steps in fixed dollar increments rather than a smooth formula); or state tax credits. The EITC parameters used above have been checked against the official IRS Rev. Proc. 2024-40 table, but this tool's continuous formula can still differ slightly from the official $50-increment table. Always confirm your actual credits with a qualified preparer before filing. Fulcrum Tax Services does not promise a "bigger refund" — only an accurate calculation based on what the law allows.